Blog

Short guides that explain the numbers behind the calculator — especially ANI, childcare, EV schemes, and the £100k cliff.

• EV · Salary sacrifice

  How do I calculate EV scheme contributions and company-car BiK?

  Monthly sacrifice vs list-price BiK — what each does to take-home pay, tax, NI, and Adjusted Net Income, and how to model a quote.

  23 Sep 2026 · ~5 min read

• Parents · ANI

  How do I calculate my ANI for Tax-Free Childcare and childcare support hours?

  What counts toward Adjusted Net Income, what doesn’t (ISAs, capital gains, casual sales), and why the calculator shows ANI from your salary, sacrifice, and BiK.

  23 Sep 2026 · ~6 min read